Paying for Home Health & Hospice: Medicare, Insurance & More

Understanding how to pay for home health or hospice care can be overwhelming. At Ballinger Home Health & Hospice, we help you navigate your options with transparency and support so finances don’t stand in the way of needed care.

Medicare Coverage for Home Health Care

Medicare Part A may include coverage for:

• Skilled nursing care at home
• Medically necessary home health aide visits
• Physical, occupational, or speech therapy
• Medical social work
• Hospice services for terminally ill patients

To qualify, a patient must meet specific medical and homebound criteria. Services must also be ordered and certified by a physician.

Medicaid and Long-Term Care Support

In Texas, Medicaid may help eligible individuals access certain home health or hospice services. This is especially helpful for patients who need long-term support and meet low-income requirements.

Private Insurance Options

Many private health insurance plans offer some level of coverage for home care. Our team can:

• Help verify your policy benefits
• Communicate with your provider
• Manage paperwork to reduce stress

Veterans Affairs (VA) Benefits

Veterans may qualify for home health or hospice through VA healthcare programs. We assist in coordinating with the VA to support those who served.

Private Pay and Out-of-Pocket Options

If insurance or public benefits don’t apply, families sometimes choose to pay for services directly. We offer:

• Transparent cost estimates
• Tailored options based on your needs

How Ballinger Supports Financial Navigation

You don’t have to figure it out alone. We provide:

• Benefit Verification: We review Medicare, Medicaid, or private insurance.
• Coverage Explanation: We walk you through what is and isn’t included.
• Claims & Authorization Support: We handle paperwork so you can focus on care.
• No Surprise Billing: We discuss costs upfront to avoid unexpected expenses.

Learn more about how we work: Our Philosophy

Questions Families Commonly Ask

• Is home health covered by Medicare?
• What if my loved one doesn’t qualify for benefits?
• Are services time-limited?
• Will I have to pay anything out of pocket?

Explore more answers in our FAQs

Let’s Talk Through Your Options

Don’t let cost concerns stop you from exploring care. Our team is ready to explain your choices and walk you through every step.

Have questions about payment or coverage? Call us at 325.365.3889 or 325.365.2375, or visit our homepage to learn more.